Life happens. Your kids need more school books and supplies, your car breaks down and you can’t get to work, you need a little bit of extra cash to cover that vacation you’ve been planning for months – we get it. And that’s why at Mypaydayloan.com we offer instant cash advances online. If you choose us as your payday loan provider, you can get approved for a rapid cash advance in less than 5 minutes, and have the money deposited into your account within the same business day! Learn more below and get the details about the benefits you can enjoy if you choose Mypaydayloan.com for your instant cash advance online. Learn more about how to get rapid cash from direct payday lenders here.
Our Requirements – What We Need from You
One of the best parts about working with Mypaydayloan.com to get an instant cash advance online is that we have minimal requirements for approving your loan. We do not perform detailed credit checks or background checks, so you’ll be approved quickly – no waiting around! Our requirements are simple. All we need from you are a few things to get approved.
- Proof that you are 18 years of age or older, and a US citizen – A driver’s license and Social Security number is enough to prove this.
- You must have an open and active checking account – We use a wire transfer, rather than a check, to deliver your money. That means you need an active checking account that is in good standing with your bank to receive your funds.
- You are currently employed, with a verifiable income – Your loan amount may be dependent on your income. A pay stub is enough to verify your current employment.
If you meet our minimum requirements, you could get an instant cash advance online from Mypaydayloan.com. It’s really that simple!
How Can I Guarantee That I Get an Instant Cash Advance and a Same-Day Payday Loan?
We only offer instant cash advances online and same-day deposit if you finish your online application process within our required time-frame. Otherwise, you’ll get your money the next business day.
Need your money today? Make sure to follow these steps:
- Have all of your documents ready before applying – We’ll need the proof of the aforementioned 3 things, as well as some other basic information like your address and driver’s license number.
- Complete your online application – To get your loan on the same day, you must complete and submit your application by 11:50 a.m. EST. This is a requirement no matter where you are in the country and gives us enough time to process your application. If you’re late, don’t worry. You’ll still get your money by the next business day.
- Wait for your funds – We’ll deposit your money by 5:00 p.m. in your time zone. So, if you don’t live in the Eastern time zone and don’t see your money, don’t panic. It will be there by 5:00 p.m, based on your own time zone.
If you follow the above steps, you’ll be able to benefit from an instant cash advance online, and you’ll get your money by the end of the business day – guaranteed.
Mypaydayloan.com – We Make It Easy for You to Get Emergency Cash!
If you need emergency cash, don’t turn to anyone else. We provide you with competitive rates, instant approval, and great customer service. And with our fully-online business model, you can get a loan, no matter where you are!
Next-Day & Same Day Funding cut-off times:
- If your payday loan application is received and approved prior to 11:50 a.m. EST Monday through Friday, you should receive the funds the same day by 5:00 p.m. your time (If same day funding requested)
- If your payday loan application is received and approved after to 11:50 a.m. EST Monday through Friday, you should receive your funds by the next business day.
- If your payday loan application is received and approved Saturday or Sunday, you should receive your funds Monday or the next business day by 5:00 p.m. your time (If same day funding requested)
- If your payday loan application is received on a bank holiday, your application will be reviewed and approved the next business day.